Credit & Debit Card Abuse Allegations

Credit or debit card abuse can involve knowingly using a card or card information without the cardholder’s consent or otherwise possessing, obtaining, or transferring card information unlawfully. The specific charge depends on the circumstances and conduct alleged.

Credit or debit card abuse can result in serious criminal charges in Texas. The classification and potential punishment depend on the particular offense, circumstances, and other factors involved in the case.

Yes. Using a credit or debit card that you found without the cardholder’s permission can lead to criminal charges. The State still has to prove the elements required for the alleged offense.

Permission can be an important issue in a credit card abuse case. Evidence such as text messages, emails, transaction history, or testimony may help establish whether the cardholder authorized the use and whether that authorization had any limitations.

Potentially. The defense may challenge whether the accused knowingly acted without consent, whether the State can establish identity, and whether the evidence proves every element of the offense. The available defenses depend on the facts of the individual case.

Evidence can include transaction records, surveillance footage, receipts, text messages, emails, account information, witness statements, and other records connecting a person to the alleged transaction.

You generally have the right to remain silent and the right to consult an attorney before answering questions about an alleged offense. Statements made during an investigation can potentially become evidence in a criminal case.